Insurance is essential to any comprehensive financial investment plan. If tragic events like death, disability, or critical illness strike, insurance can safeguard you and your family from undue hardship.

We have access to a variety of insurance products that can help address your financial planning needs. No matter your personal situation—if you’re single or in a family; a professional or a seasonal employee; an executive or small business owner—we will work together to design a customized plan.

Life insurance

In the event of death, life insurance offers surviving family members increased financial confidence. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents.

The advantages of life insurance include:

  • An instant estate for your loved ones at a time when funds are most needed
  • Death benefits that are almost always non-taxable for named beneficiaries
  • Avoid probate costs if you name a beneficiary other than your estate
  • Potentially offer your loved ones creditor protection through some life insurance plans

Life insurance can play a vital role in your financial investment plan – contact us today to find out how.

Long-term Care, Disability

Help safeguard one of your most valuable assets – your income – from unexpected events through long-term care, disability, and critical illness insurance.

Long-term care and disability insurance

Income is important for both current financial obligations (e.g. grocery bills and mortgage payments) and for future financial independence (e.g. planning for your children’s education or for retirement). Just think about what might happen if you suddenly lost your income stream through a long-term illness or disability.

Long-term care and disability insurance products help safeguard your ability to earn an income, which can be affected if you are afflicted by a disability or other condition.

We can help you choose the long-term care and disability insurance products that provide advantages like:

  • Helping maintain your financial independence, lifestyle, and long-term financial security plan in the event your income is impacted by disability
  • Assist with paying fixed expenses for your business if you become disabled
  • Support the buy-out of a disabled partner’s share of a business

We can help you tailor your financial investment plan so it safeguards your income through long-term care and disability insurance. Contact us today to find out how.

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We are committed to helping our clients meet their financial goals, contact us today.